DIC Group Completes Early Redemption of VND 800 Billion in Bonds

On November 27^th, 2025, DIC Group (HoSE: DIG) successfully completed the early redemption of VND 800 billion worth of bonds from the DIGH2326002 series, originally issued in March 2024 with a total value of VND 1,000 billion and a three-year maturity. Following this transaction, the outstanding balance of the DIGH2326002 bond series has been reduced to VND 200 billion, bringing the Group's total outstanding bond debt down to VND 800 billion. This proactive early bond redemption is seen as a strategic move to restructure debt and enhance financial health as the real estate market enters a recovery phase.

By executing this early buyback, DIC Group has taken a decisive step in financial restructuring, creating room for securing new financing arrangements to accelerate key projects such as:

• DIC Nam Vinh Yen City Phu Tho urban area
• DIC Wisteria City Dong Nai urban area
• Cap Saint Jacques integrated complex
  
  

The company is also actively exploring opportunities to expand its land bank, strengthening its development resources as the market enters a new growth cycle.

Mr. Nguyen Quang Tin, CEO of DIC Group, commented: “Reducing our bond liabilities improves several key financial metrics. Our leverage ratio has decreased, interest costs have been optimized, and liquidity risk has been significantly mitigated. This strengthens DIC’s credit standing, facilitating access to new funding at favorable rates to support our medium- and long-term investment strategy.”

By fulfilling its bond obligations ahead of schedule, DIC reaffirms its strong commitment to investors and financial partners. Proactive and transparent financial management continues to bolster DIC Group’s position as one of Vietnam’s Top 10 Most Reputable Real Estate Developers, advancing its green and sustainable development strategy in the coming period.